Small business loans

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10,000+ Canadian businesses and growing

Get up to $5M for your small business

Grow your business with plans from just $50 a day.

Maximum repayment length up to 24 months

Fast funding. Flexible terms. No red tape. Your business deserves better.

Maximum repayment length up to 24 months

Fast funding. Flexible terms. No red tape. Your business deserves better.

Get more for less with us

Flexible financing solutions designed to save you time and money.

Get your funds within 24 hours

Faster

Enjoy the simplest application process

Easier

Benefit from the lowest rates on the market

Cheaper

Already have a balance with another company?

No problem, we’ll pay them off and offer you more capital for less.

We have a plan for every business

Get approved even with bad credit score

With Our Business Loan Program

Have a balance elsewhere? We’ll pay it off and offer more capital for less.

Use future sales for capital now

With Our Merchant Cash Advance Program

Get fast, flexible funding to help grow your business.

Access cash when you need it

With Line of Credit Program

Draw funds anytime with flexible funding at your fingertips.

Get financing quickly in three simple steps

1

Apply to Get a Quote

2

Send Your Documents

After we discuss your financing options, we will ask you for documents in order to approve your application.

3

Get Your Funds

Once you’re approved, we will transfer the funds directly to your business account within two days.

We make access to funds quick and easy

We needed extra capital to stock up on inventory for the holiday season, and their team came through for us. The application was simple. The funding helped me greatly.”

Sunny.

Boutique Owner in Vancouver

I was using Driven and 2m7 before JustCapital. Their team walked me through everything, and they paid off those guys. They are my new provider, much cheaper, and the service was fantastic. Thank you, guys!

Kal.

Auto Repair Shop in Montreal

“Running a restaurant comes with unexpected expenses, and when we needed a cash boost, they were there to help. The rates were fair, and the application process was fast and simple. Crystal, my account manager, really made a stressful situation much easier to handle, they should give her a raise!:) “

Sandra and Adam.

Restaurant in Halifax

Small business funding minimum requirements

Incorporated in

Canada

Min time in business

1Yr+

Min monthly revenue

$10K+

Credit score

475+

Banks take up to 120 days, we take 24 hours!

FAQs

Each business varies and so requires different terms in their agreement. The amount of financing you receive is mostly identified based on your month-to-month card sales. To find out more, contact Just Capital today to talk with one of our small business loan specialists.

The credit card company will automatically forward the agreed upon percentage of credit card sales to your lender. The portion is forwarded with each credit card transaction until the whole quantity due is collected. This saves you from worrying about paying and missing deadlines so you can concentrate on running and growing your business.

Merchant Loan provider’s application procedure fasts and easy. Our online application is simply one page and you need only several minutes of your day to complete and submit it. After you are authorized, among our professionals will be in touch with you to talk about exactly what your company needs most and offer you with the very best organisation cash loan option.

Just Capital will transfer a fixed sum of money into your business’s bank account in exchange for a portion of your future credit card sales until the overall quantity is repaid. And because your loans are merely paid through your company’s charge card sales, there is no principal or interest rate.

You can spend your merchant advance on anything you like, whatever type of business you run. As an entrepreneur, you understand exactly what the strengths and weak points of your company are. You can fund a variety of business purposes including paying taxes, marketing, renovation, growth, keeping payroll and more – whatever you think is necessary on your path to financial freedom.

Merchant cash loan are used to service a variety of different markets. Generally, clients who select equipment leasing are smaller and medium-sized company owners and have been around for a minimum of one year, have not declared personal bankruptcy and have no significant tax liens.

Your business can receive funds within numerous days of sending an application. This program permits much flexibility in handling capital as the loan is only paid back through your charge card transactions. Since the payments are connected straight to your company’s sales, you do not have to worry about paying or missing out on due dates.

Business owners who do not have an ideal credit score or security to provide are still able to be approved and receive financing. Due to the fact that merchant cash advances are dependent on future charge card sales, personal credit history is ruled out compared to getting a small business loan from a bank.

Of course we’re biased, but you should think carefully about which merchant cash advance companies you get a loan from. (Then choose us, because we’re awesome!)